No matter how hard you try to reduce your debt on your own, it’s pointless if your spouse isn’t doing the same. All your effort won’t be realized unless your spouse understand the importance of clearing debt, starting savings accounts and gaining interest instead of paying interest.
It was Mrs Lakendary’s friend birthday. We got a last minute message from her friend that she would celebrate her birthday at a restaurant and only invite her two closest friends. Since Mrs Lakendary’s friend is actually doing something for her birthday which she usually hasn’t in the past, we felt obligated to get her a gift.