No Goals for 2017

Well, that isn’t entirely true. I did set myself some goals but I haven’t written them down anywhere. Usually I would’ve made a note on Evernote by now, but I’ve just decided against it this year.

I won’t lie, it’s nice going back to my old goals I’ve set and then start ticking them off one by one. The problem is I don’t look at my goals enough to keep reminding me what I’m supposed do. I lose touch of my goals and become uninterested in them.

This year I’ve decided, mentally, that I want to lose 25 kilograms (55 lbs) this year because I was at 115 kilograms (224 lbs) at the start of the year and for my length, I should weigh 90 kilograms to get my BMI to healthy. So far I’ve lost 6 kilograms. That’s 24% of my goal reached by end of January already.

Only thing I’ve changed was drinking lots of water, cutting down on the snacks and waking up at 6 AM to skip before I go to work. I usually do 500 skips in 4 sessions (2x 100 & 2x 150). Once I notice that my weight loss rate is slowing down, I’ll start adding more. The thing is, I think I only skipped 5 times the entire month. Also, when I get on the scale, one day it’s 115 kilograms, the next day its 110 kilograms. So I’m not sure how true my body mass is actually. Maybe it’s time to invest in a proper scale.

That’s the only goal I’ve set for myself really. Nothing about finances, nothing about school (obviously I want to pass everything, that goes without saying), about my career and nothing about blogging or family or anything like that. The main focus is just to get healthier and fitter. If I get to the end of this year and I still feel fat and unhappy with my body, 2017 would be a big, big failure.

I just hate the feeling of going to the store, trying on some clothes and nothing fits. I want to walk out immediately. I don’t even care that I have stretch marks all over. I don’t really care how my man boobs hang when I sit down shirtless at home. Only thing I care about is going to the store, trying on a pair of jeans and walking out of that store happy. That’s it. That’s all I want for now.

Of course it will change once I start hitting goals, feeling healthier, wake up with more energy and happier. I’ll want more. Much more. I’ll want to lose the man boobs and the flab of fat around my waist. I’d like to have a six-pack for once in my life (ironically my wife isn’t that into rock hard abs and muscly guys – not sure if she’s just saying that to make me feel better). I want to be able to run a marathon one day (a short one).

I hope I do it. I hope I do it early as well so I can go and reach greater heights.

That’s it for now. Thank you for reading. Cheers.


2013/14 Year Review [Part 4 of 4]

Financial freedom

2014, It’s only getting started

Looking back at all my posts, the past 365 days and what’s to come for the rest of the year, I must say that I am very excited to say the least. A year ago I thought my world is coming to an end. And now, it just getting better.
Now that I have a new job I will be earning more money. For the first time in my life I will experience the true meaning of income > expenses. I will be able to save some money. I am still trying to cut expenses and live a more frugal life. Just two more weeks and I would’ve kept a budget for 3 months and recorded every single transaction I made over those 3 months. Budgeting will only get easier and it will become a part of my every day ritual.
I have major plans for the next 365 days. When I write another mid-year review and I look back to this post and think that I have finally achieved something big. This would be bigger than me getting am accounting degree. Much bigger. It will be a step in the right direction. No more taking a back seat on my financial future. I will become the driver and take control. No more blaming other people for where I was a year back. I am in control of my journey and only I can change it.
So here are my goals for the rest of 2014:
  1. I will buy an engagement ring and propose to my girlfriend.
  2. I will have less debt than I started with this year.
  3. I will have my driver’s permit.
  4. I will have all the necessities required to live a comfortable live at home.
  5. I will learn all the programming languages to enable me to create a website and a mobile app from scratch.
  6. I will finish my website.
  7. I will finish my own mobile app.
  8. I will reach 500 views on my blog.
  9. I will have a budget that I following strictly every month.
  10. And I will be a more productive and healthy human being.


2013/14 Year Review [Part 3 of 4]

The Year of Resignations

The Year of Resignations

I was standing in the kitchen making a cup of tea and then it hit what this post should be called, “The Year of Resignations”. It was just going to be called “2014 So Far” but I thought it would be hard to find a picture for my post with a title like that.
The rest of the post has been typed up before I came up with the title but the title needs some explanation cause the rest of the post doesn’t offer up any. At my previous job people were dropping out like flies. I even had a list of every colleagues name pasted on my cubical wall and marked an X next to their name when they resigned. In the 7 months that I’ve worked there, I had about 10 crosses. Also both my dad and my girlfriend’s dad is resigning this year. My best friend is also resigning at the end of the year to become an entrepreneur full-time. And lastly a friend of my girlfriend quit this year as well. Feels like a lot of people in my life just had enough.

The post before the title change…


The year did not start off like I intended it to. I wanted to move into my new place because I didn’t like living at my aunt’s place. It just didn’t work out for me. They kept telling me that the place is taking longer than expected but I was running out of patience. I didn’t want to look for another place because the rent was good for a place in that area, I would get free uncapped Wi-Fi and it comes furnished.

Only in March I could move into my new place. The rent took a big chunk out of my salary. I couldn’t make it till the end of the month. I was spending a lot of money on lunch and beers with my friends. Plus I was taking my girlfriend out to dinners. My money just couldn’t make it to the end of the month. I had to start using my credit card. Not have to. More like, I didn’t want to beg my parents for money, say no to my friends when they hang out or brown bag instead of buy take out for lunch.
April month is when things reached an all time low with my finances. In less than two weeks my entire salary was done. Finished. And I had no idea where it went. One minute everything was fine, the next moment it was all gone. I couldn’t explain what happened. I had to get help from my parents. But then I decided that in May I would at least keep track of every single cent I spent. Even if I still run out of money in two weeks, I needed answers. Not knowing on what you’ve spent your money on is just the worst. Besides, this was a baby. I wasn’t going to change for life overnight.
May and June were the first two months that I recorded every transaction. I could see where the money was going. I knew what my bank balance was. The budget I set up gave me better sign where my money should go to next. I could see when I was getting to the budgeted amount. May was ten times better than April and June was even better than May. This has clearly helped me out.
Driving wise, I just didn’t have any money left to pay for driving school. I took two lessons while I was still staying at my aunt’s place because I could afford it. But since I moved into the new place, money has been very tight. I have to get my driver’s license this year or my learner’s permit will expire and then I need to redo the exam I took last year. Since I passed the learner’s exam first time, I want to pass my driver’s exam first time as well. I hope for the best.
As far as coding is concerned, I didn’t do anything about it this year. With me having to work and all, I have zero energy to do anything when I come home from work. I manage to complete the barefoot.com website as well as the doogeyfresch.com. No new business has come in and I haven’t developed my portfolio at all. I wanted to finish my own personal website but I kept making excuses about how I don’t have the money for domain name registration and web site hosting. I can hardly remember what I learned in coding because I wasn’t practicing at all.
The most important thing I can take away from the first half the year is how important it is to budget. If I don’t budget and keep track of all my transactions, I have no control over my money.